Q. okay well here is the background.. i'm a down home country girl from the south.. i've been to new york city a couple times. but i really want to move there and go to college there. but i really don't know the cost of living what type of job i'm going to have to get.. or anything.. if some new yorkers could help me out that would be great. or anyone that knows anything about it!.. thanks ya'll!
A. This question was asked before by someone like you. Here is the answer I gave to that person:
NYC is expensive even for middle-income people. Most likely you will be living in Queens or Brooklyn. Manhattan is full of rich and poor people.
Monthly Bills and Expenses (2008 dollars)
Studio Apartment: $1500.
Utilities (gas and electricity): $150.
Subway/bus fares: $124 ($4/rountrip for 31 days).
Food: $300.
Life Insurance: $50.
Clothes: $60.
Miscellaneous: $200.
Total: $2384
That means you must make about $2384 per month after taxes. Or you must make about $28608 per year after taxes.
A lot of people do not make that much money when they are starting out in their careers. That is why a lot of young people are staying with their parents or sharing an apartment with a roommate. New York is not cheap but this is approximately what you would need, as a minimum, to live comfortably. Just as comparison, it would cost approximately $350,000 (before taxes) for a married couple with one child to live comfortably in a two bedroom apartment (Queens or Brooklyn). $350,000 is not a lot of money in New York City.
Sure there are other places that you can live cheaper but there is a huge trade-off and it is usually not in a better neighborhood. Crime is still a problem in poor and lower middle-income neighborhoods. I don�t think you want to live in a housing project or a subsidized home.
New York City is approximately 440 square miles (land and water) and is broken into five boroughs � Manhattan, Brooklyn, Bronx, Staten Island, and Queens. New York City is not just Manhattan, it is all five boroughs! It is an insult to New York City residents when people say the real city is in Manhattan. Again, the real city is all five boroughs.
New York City has real people who are from all over. This means they are no nonsense people. Most of them are not mean spirited or evil but they have to go to work or school and do not have the time to play mind games with people.
With the exceptions of some police movies and TV shows, there is no TV show or movie that accurately portrays NYC life. They are just for fantasy and entertainment.
Don�t expect a lot of things to happen to you for the better. New York City is that way; it forces everyone to be direct and upfront with important things. Go to school with the intention of learning and trying to do the best academically. You are not going to school to socialize, find a boyfriend or girlfriend, looking cool in attitude or fashion, or even just partying. You are going to school simply to learn. You will find out that most of the students are transient people to you and could care less if you are popular or not.
If you have that mind set and don�t expect a lot social gratification then you will do fine in the City. If you end up with one or two friends then you are doing okay.
But New York can be intimidating so don�t get upset or depressed. People at first seem cold and uninviting. But after awhile you will see decent people who are just trying to make a living. If you ever move to Manhattan then try exploring the other four boroughs � where the real New York City residents live. That alone will surpass any night life Manhattan has to offer.
NYC is expensive even for middle-income people. Most likely you will be living in Queens or Brooklyn. Manhattan is full of rich and poor people.
Monthly Bills and Expenses (2008 dollars)
Studio Apartment: $1500.
Utilities (gas and electricity): $150.
Subway/bus fares: $124 ($4/rountrip for 31 days).
Food: $300.
Life Insurance: $50.
Clothes: $60.
Miscellaneous: $200.
Total: $2384
That means you must make about $2384 per month after taxes. Or you must make about $28608 per year after taxes.
A lot of people do not make that much money when they are starting out in their careers. That is why a lot of young people are staying with their parents or sharing an apartment with a roommate. New York is not cheap but this is approximately what you would need, as a minimum, to live comfortably. Just as comparison, it would cost approximately $350,000 (before taxes) for a married couple with one child to live comfortably in a two bedroom apartment (Queens or Brooklyn). $350,000 is not a lot of money in New York City.
Sure there are other places that you can live cheaper but there is a huge trade-off and it is usually not in a better neighborhood. Crime is still a problem in poor and lower middle-income neighborhoods. I don�t think you want to live in a housing project or a subsidized home.
New York City is approximately 440 square miles (land and water) and is broken into five boroughs � Manhattan, Brooklyn, Bronx, Staten Island, and Queens. New York City is not just Manhattan, it is all five boroughs! It is an insult to New York City residents when people say the real city is in Manhattan. Again, the real city is all five boroughs.
New York City has real people who are from all over. This means they are no nonsense people. Most of them are not mean spirited or evil but they have to go to work or school and do not have the time to play mind games with people.
With the exceptions of some police movies and TV shows, there is no TV show or movie that accurately portrays NYC life. They are just for fantasy and entertainment.
Don�t expect a lot of things to happen to you for the better. New York City is that way; it forces everyone to be direct and upfront with important things. Go to school with the intention of learning and trying to do the best academically. You are not going to school to socialize, find a boyfriend or girlfriend, looking cool in attitude or fashion, or even just partying. You are going to school simply to learn. You will find out that most of the students are transient people to you and could care less if you are popular or not.
If you have that mind set and don�t expect a lot social gratification then you will do fine in the City. If you end up with one or two friends then you are doing okay.
But New York can be intimidating so don�t get upset or depressed. People at first seem cold and uninviting. But after awhile you will see decent people who are just trying to make a living. If you ever move to Manhattan then try exploring the other four boroughs � where the real New York City residents live. That alone will surpass any night life Manhattan has to offer.
how can I find an apartment so I can work in New York City?
Q. I want to find an apartment, so I can commute (public. trans.) to NYC to work! I'm having more trouble finding a place - than I am a job in NYC. some good areas (safe, affordable) for a single female near NYC to commute to work?? I would mostly like a place that's in a complex if that's possible too....
*what areas or cities in NJ do you reccommend?
*what areas or cities in NJ do you reccommend?
A. I just had to deal with this myself. I just graduated from school and am moving to Brooklyn this week. Where you end up really depends on what you define as affordable. I'm starting a career on Wall Street and while I'll be pretty broke for a few years I can still afford more apartment than an newly minted English major. The rule in NYC is that your MAXIMUM month rent is 1/40th of your gross annual income (i.e. you need to make AT LEAST $40,000 to afford $1000/mo).
Brooklyn studios run $900-$1100 depending on neighborhood and proximity to subway lines. 1 bedrooms are $100-$200 more expensive than studios. Manhattan will have a premium of a few hundred dollars over Brooklyn or Queens depending on neighborhood (i.e. there are cheaper places in northern Manhattan in the Upper East Side and Harlem).
Brooklyn and Queens are about the same price but Brooklyn is a more convenient to Downtown and Queens is more convenient to Midtown.
As a rule of thumb, Staten Island sucks. I know nothing about the Bronx, except that it's 200 block from Wall Street so I don't care.
NJ is interesting because you can take the PATH train into Manhattan to WTC which is a huge subway hub. Look at Jersey City and Hoboken. New York City also has it's own income tax within the 5 boroughs so that also makes NJ attractive, however you will be more likely to want a car to get around so it's a trade off.
In NYC proper apartments "in a complex" will more likely be highrises with doormen and amenities like pools and you will pay for them, trust me. I'm living in a brownstone in Flatbush, Brooklyn a few blocks from the Q train which can get you to WTC. It's a studio and it's $950 with some utilities. The commute to work is probably 30 minutes.
In terms of actually getting the lease signed, you can look on Craigslist and avoid using a real estate broker. I tried that but most places were a little more ghetto than I would have liked. Being an out-of-towner I ended up going with a broker who charged a commision, but they were extremely helpful, showed me excellent choices in my price range, gave me neighborhood information, helped with finalizing the lease, etc.
If you are set on a highrise look at NYBits.com to find building managers. If you contact the management directly they can put you in an apartment and avoid a broker altogether.
Look on the New York Times website for brokers and properties. Look on Craigslist if you are feeling more adventurous and thrifty. Avoid the Village Voice because it's all spam. Look at OnNyTurf.com for an interactive subway map that acts like Google Maps, it will help you see where apartments are in relation to subway lines.
Finally, the NYC real estate market is very deep and very efficient. In nearly every case you pay for exactly what you get - neighborhood/environment, transportation, building, and apartment. I also recommend a roommate if at all possible. It doesn't help all that much to make the square footage cheaper but a full compliment of utilities for 1 person is a total waste. My cable/internet is TOTALLY bare bones, 10 channels and broadband, and after extensive comparison shopping it's still $70.....you'd need a lot of gaming to make that worth it.
Brooklyn studios run $900-$1100 depending on neighborhood and proximity to subway lines. 1 bedrooms are $100-$200 more expensive than studios. Manhattan will have a premium of a few hundred dollars over Brooklyn or Queens depending on neighborhood (i.e. there are cheaper places in northern Manhattan in the Upper East Side and Harlem).
Brooklyn and Queens are about the same price but Brooklyn is a more convenient to Downtown and Queens is more convenient to Midtown.
As a rule of thumb, Staten Island sucks. I know nothing about the Bronx, except that it's 200 block from Wall Street so I don't care.
NJ is interesting because you can take the PATH train into Manhattan to WTC which is a huge subway hub. Look at Jersey City and Hoboken. New York City also has it's own income tax within the 5 boroughs so that also makes NJ attractive, however you will be more likely to want a car to get around so it's a trade off.
In NYC proper apartments "in a complex" will more likely be highrises with doormen and amenities like pools and you will pay for them, trust me. I'm living in a brownstone in Flatbush, Brooklyn a few blocks from the Q train which can get you to WTC. It's a studio and it's $950 with some utilities. The commute to work is probably 30 minutes.
In terms of actually getting the lease signed, you can look on Craigslist and avoid using a real estate broker. I tried that but most places were a little more ghetto than I would have liked. Being an out-of-towner I ended up going with a broker who charged a commision, but they were extremely helpful, showed me excellent choices in my price range, gave me neighborhood information, helped with finalizing the lease, etc.
If you are set on a highrise look at NYBits.com to find building managers. If you contact the management directly they can put you in an apartment and avoid a broker altogether.
Look on the New York Times website for brokers and properties. Look on Craigslist if you are feeling more adventurous and thrifty. Avoid the Village Voice because it's all spam. Look at OnNyTurf.com for an interactive subway map that acts like Google Maps, it will help you see where apartments are in relation to subway lines.
Finally, the NYC real estate market is very deep and very efficient. In nearly every case you pay for exactly what you get - neighborhood/environment, transportation, building, and apartment. I also recommend a roommate if at all possible. It doesn't help all that much to make the square footage cheaper but a full compliment of utilities for 1 person is a total waste. My cable/internet is TOTALLY bare bones, 10 channels and broadband, and after extensive comparison shopping it's still $70.....you'd need a lot of gaming to make that worth it.
new york in summer, electric bills?
Q. for a one bedroom, small apt, with a window unit, what does the eletcric bill usually run in summer?
I mean NY as in manhattan, queens, brooklyn. I know it's humid and you probably have to run it day and night, whats the average bill like? mine here in Ca for a one bedroom in summer runs from $66 to $100.00 especially in July and August! winter it's as low as $16 to $18.00
our temps right now are over 100 degrees lately. this is a hot summer!
I mean NY as in manhattan, queens, brooklyn. I know it's humid and you probably have to run it day and night, whats the average bill like? mine here in Ca for a one bedroom in summer runs from $66 to $100.00 especially in July and August! winter it's as low as $16 to $18.00
our temps right now are over 100 degrees lately. this is a hot summer!
A. If you want save money on your electric bill:
Purchase items that have the "Energy Star" label for TVs and Air Conditioners.
When you are running your air conditioner, use a timer to set how long you want it to run and set the thermostat to 72 degrees. Leaving it on all day and especially when you are not at home can run up your bill. Also when the temp is less than 80 degrees, leave it off.
Turn off unnecessary lights in rooms that you are not in and use FCL's lights instead of incandescent bulbs, they last longer.
If you need more energy tips, go to the ConEd website:
Purchase items that have the "Energy Star" label for TVs and Air Conditioners.
When you are running your air conditioner, use a timer to set how long you want it to run and set the thermostat to 72 degrees. Leaving it on all day and especially when you are not at home can run up your bill. Also when the temp is less than 80 degrees, leave it off.
Turn off unnecessary lights in rooms that you are not in and use FCL's lights instead of incandescent bulbs, they last longer.
If you need more energy tips, go to the ConEd website:
New York City or Chicago?
Q. I have to live in one or the other and I am honestly TORN.
New York is great, but VERY expensive.
Chicago is wonderful, but has a lot of crime on the west and south side especially.
I am so torn, it is stressing me out!
New York is great, but VERY expensive.
Chicago is wonderful, but has a lot of crime on the west and south side especially.
I am so torn, it is stressing me out!
A. New York is wonderful, but I have no experience with Chicago, so I can't help you there.
New York may be expensive, but it is definitely affordable. You can get pretty cheap apartments in any borough that ISN'T Manhattan (and even there, if you go to the not-very-popular locations, it's not that expensive).
Brooklyn is alright, but my favorite borough is Queens.
If you have a job there, it's guaranteed to you, and it pays a decent amount, it may be worth it to move to New York. Get an apartment beforehand (and make sure water is included with the bill & heat is a nice bonus) and have your job set up, and then move.
If you move in with a roommate, it's even better. Instead of paying $1200 for a one-bedroom apartment, you could split the rent and pay $800 for a two-bedroom apartment (if the rent is $1600, for example).
You will need to rough it for a while if you're low on cash because your job doesn't pay well. If you're sure your financial situation will not improve and you don't think you'll be able to afford NYC, don't move there!
However, it is the experience of a lifetime, and there is always something to do, so see what you can do about it. (:
Chicago, though, is obviously a great city, and I've heard so much about it. You wouldn't miss much if you chose to live in Chicago over New York. If you could live more comfortably there than New York, you should choose Chicago.
Crime shouldn't worry you. Crime is everywhere. In New York, certain parts of The Bronx, for example, are an almost guaranteed mugging if you're walking there alone around midnight.
*But NYC is pretty low in crime compared to a lot of places, which usually surprises people.
Just avoid the areas around Chicago that have a higher rate of crime, and I think you'll do fine.
Good luck! I hope this helped! (:
New York may be expensive, but it is definitely affordable. You can get pretty cheap apartments in any borough that ISN'T Manhattan (and even there, if you go to the not-very-popular locations, it's not that expensive).
Brooklyn is alright, but my favorite borough is Queens.
If you have a job there, it's guaranteed to you, and it pays a decent amount, it may be worth it to move to New York. Get an apartment beforehand (and make sure water is included with the bill & heat is a nice bonus) and have your job set up, and then move.
If you move in with a roommate, it's even better. Instead of paying $1200 for a one-bedroom apartment, you could split the rent and pay $800 for a two-bedroom apartment (if the rent is $1600, for example).
You will need to rough it for a while if you're low on cash because your job doesn't pay well. If you're sure your financial situation will not improve and you don't think you'll be able to afford NYC, don't move there!
However, it is the experience of a lifetime, and there is always something to do, so see what you can do about it. (:
Chicago, though, is obviously a great city, and I've heard so much about it. You wouldn't miss much if you chose to live in Chicago over New York. If you could live more comfortably there than New York, you should choose Chicago.
Crime shouldn't worry you. Crime is everywhere. In New York, certain parts of The Bronx, for example, are an almost guaranteed mugging if you're walking there alone around midnight.
*But NYC is pretty low in crime compared to a lot of places, which usually surprises people.
Just avoid the areas around Chicago that have a higher rate of crime, and I think you'll do fine.
Good luck! I hope this helped! (:
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Title Post: I might want to move to new york city?
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